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We, Needlework Clothing Private Limited, incorporated under the Companies Act, (hereinafter referred to as “Company”), having its registered office at at 223/704, Chandrasagar, Gokuldham, Goregaon, East Mumbai – 400063, Maharashtra, India. are the owners and creators of the below mentioned payment policy.


The following payment options are available on the User:

a) Domestic and international credit cards issued by banks and financial institutions that are part of the Visa, Master Card & Amex Card networks;

b) Visa & Master Card Debit cards;

c) Netbanking/Direct Debit payments from select banks in India. A list of available options will be made available at the time of ‘checkout’.

d) If the user Cash on Deliver (Cod)

As prescribed by the financial institutions issuing the credit or debit cards affiliated with Visa / Master Card / Amex, the User will be required to submit his/her 16-digit card number, card expiry date and 3-digit CVV number (usually on the reverse of the card) while making an online transaction. The User must also have enrolled his/her card with VBV (Verified by Visa), MSC (MasterCard Secure Code) or any other applicable provider in order to complete the transaction. The User is hereby expressly made aware that his/her card statements will reflect that a payment has been made in favour of the Company.

The User is further aware that in case of third party statements, including bank and credit card statements, the merchant name may appear in an abbreviated format, and the Company has no control over the same. To successfully subscribe on the Website, the User is required to complete the transaction by making the payment for the services opted for.

Whatever your online mode of payment, you can rest assured that Our trusted payment gateway partners use secure encryption technology to keep your transaction details confidential at all times. We have tied up for online payment integration with reputed most trusted Banking partners.

1. Are there any hidden charges when I make a purchase?

There are zero hidden charges when you make a purchase with us. The prices listed for all the items are final and all-inclusive. The price you see on the product page is exactly what you pay. Delivery charges sometimes may be extra depending on the product which appears at the time of checkout.

2. What is Cash on Delivery?

If you are not comfortable making an online payment on stitchinc.com, you can opt for the Cash on Delivery (C-o-D) payment method instead an option for paying at your doorstep. With C-o-D you can pay in cash at the time of actual delivery of the product at your doorstep, without requiring you to make any advance payment online.
It is strictly a cash-only payment method. E-Gift Vouchers, Gift Vouchers, Gift Tickets etc cannot be used for C-o-D orders. Foreign currency cannot be used to make a C-o-D payment. Only Indian Rupees accepted.

3. How do I pay using a credit/debit card?

We accept payments made by credit/debit cards issued in India.

Credit cards
We accept payments made using Visa, MasterCard and Diners credit cards.
To pay using your credit card at checkout, you will need your card number, expiry date, three-digit CVV number (found on the backside of your card). After entering these details, you will be redirected to the bank's page for entering the online secure password.
Debit cards
We accept payments made using Visa, MasterCard and Diners debit cards. To pay using your debit card at checkout, you will need your card number, expiry date, three-digit CVV number. You will then be redirected to your bank's secure page for entering your online password (issued by your bank) to complete the payment.

4. Is it safe to use my credit/debit card?

All transactions are 100% safe on Fashion. All the information is processed using SSL data encryption (secure encrypted connection), which protects the information from being viewed by anyone. All transactions are processed through secure and trusted payment gateways managed by leading bank.